Problems with Bridging Loans – Pricing

Bridging loan pricing comes in all shapes and sizes, and there are several ingredients that make up the overall cost to the borrower. The cost of a bridging loan is a contentious issue at court, particularly when it comes to default interest rates. Generally, bridging...

Problems with Bridging Loans – Regulation

I am regularly approached by both borrowers and lenders regarding the regulatory context of bridging loans. It is, admittedly, a complex issue. Since March 2016, first charge and second charge bridging loans are regulated if the security subject to the charge is...

Issues with Bridging Loans

Despite efforts to clean up and make the bridging loan sector simpler to navigate, problems remain that come to bite both borrowers and lenders. Since 2016, first charge and second charge bridging loans have been regulated, unless they are for business purposes. This...